MERSLA • Baton Rouge, Louisiana Need help? Phone: 225-925-4810 Toll-Free: 1-800-820-1137 Fax: 225-925-4816

Active Member Frequently Asked Questions

Can I borrow money from my MERS contribution balance or make a hardship loan?

No. Because MERS is a defined benefit plan, contributions are not available for withdrawals until termination of employment.

How can I change my address or beneficiary?

Information changes can be made online through the Member Self Service Portal. Alternatively, you may submit a signed letter or the Personal Information Update Form for name, address, or marital-status changes or the Beneficiary Designation Form for beneficiary changes. For security reasons, changes are not made based on a phone call.

Member Self Service Portal Personal Information Update Form Beneficiary Designation Form

How can I find out my current contribution balance?

Contribution statements are mailed annually during July and August. Members may also access available statements through Member Self Service or submit a Request for Contribution Balance Form.

Member Self Service Portal Request for Contribution Balance Form

How can I obtain an estimate of my retirement or DROP benefits?

Member Self Service can calculate preliminary estimates using MERS account data. When within three years of retirement or DROP eligibility a member may submit the Request for Retirement / DROP Estimate. MERS estimates generally take two to four weeks.
*Be sure to use the 1st of a month, as your date of retirement.

Member Self Service Estimate Request Form

What are the eligibility requirements to retire or enter DROP?

Eligibility depends on Plan, Tier, age, and service credit. Actuarially Reduced Early Retirement does not qualify for DROP.

View Eligibility Requirements

Is my retirement account subject to community property laws?

Yes. Louisiana community-property laws may apply to benefits accrued during marriage.

Community Property Information

What is the process to retire or enter DROP?

Request an estimate in advance, contact a Retirement Analyst with questions, and work with your employer's MERS contact to complete the applicable retirement or DROP application.

Need help? Call MERS at 225-925-4810 or 1-800-820-1137.